An exciting opportunity to join this award winning bank. You will be responsible for the development and delivery of business-critical statistical analysis including, oversight of external partnerships and product assessments, alongside Finance impairment forecasting.
Perform and oversee analysis of secured & unsecured lending portfolio:
Undertake analysis of the Invoice Discounting business for the Credit & Risk Committees
Support Finance by providing portfolio and product MI to enhance the impairment model (analytics)
Support the stress testing assumptions process (Credit Risk) (Analytics)
Support the IFRS9 transition (Analytics)
Provide portfolio and product to help inform the Director of Credit & Underwriting of the need to propose changes to Policy (Analytics)
Work with Credit &Underwriting in refining the lending parameters of the Invoice Discounting business (Analytics) and or future product lines
Review impacts of new lending products on the portfolio (Analytics)
Analysis & Regular oversight of any Lending Product MI produced from external sources of product supplies.
Support specific provisioning decision process (New Product Lending)
Review the analysis against economic considerations to provide recommendations to support credit policy and strategic direction
Initiate deep dives into the core lending and product portfolios to review specific segments of those portfolios.
Identify issues and opportunities through the data by using cutting edge analytical techniques to explore opportunities and understand performance triggers